Board Certified Bankruptcy Attorney and C.P.A.
I.R.S. Negotiations
Over 30 Years Experience

Michael J. PledgerMichael J. Pledger is a Board Certified Texas Bankruptcy Lawyer in both Consumer Bankruptcy Law and Business Bankruptcy Law. Michael has specialized as a bankruptcy lawyer since 1979, and has handled hundreds of cases for individuals and businesses: His specialized practice includes Chapter 7 and Chapter 13 Bankruptcy.

For your convenience Mr. Pledger has offices in Austin and Houston, Texas. See the "Locations Page" for exact address.

He has also been a C.P.A. since 1976, and his expertise and experience both as a Tax Lawyer and as a Texas Bankruptcy Attorney have enabled many taxpayers to settle their I.R.S. liabilities for pennies on the dollar through "Offer in Compromise" by dealing with I.R.S. directly, or by filing of a bankruptcy under the Federal Bankruptcy Code.

At the Law Office of Michael J. Pledger your case will NOT be referred to a paralegal or secretary. All cases receive the personal attention and expertise of Mr. Pledger, a Texas Bankruptcy Lawyer with more than 30 years experience.

This website is meant to provide general bankruptcy information under current law, and to assist you in determining whether you may qualify for relief under the Bankruptcy Code, or the Tax Code.

If any of the following apply to you, than you are invited to contact Mike Pledger, Texas Bankruptcy Lawyer and Tax Attorney for a CONSULTATION AND ANALYSIS by email ( or telephone at:

Law Office of Michael J. Pledger
Call: 512-441-1027

  • Have you lost your job or had a significant reduction in income?
  • Has your credit card debt grown until it is now difficult or impossible to remain current?
  • Do you owe taxes of any kind to IRS, or do you need to complete unfiled returns?
  • Do you need an IRS lawyer to stop a levy on your wages or bank account?
  • Has a divorce caused an income shortfall?
  • Has your corporation or partnership experienced financial problems?
  • Do you owe medical bills or suffer from illness?
  • Has a creditor sued you or obtained a judgment against you? Is anyone threatening to do so?

If the answer is "yes" to any of these questions you may choose to consider filing either a Chapter 7 bankruptcy or a Chapter 13 bankruptcy as a possible solution to your financial situation.

For your convenience Mr. Pledger has the following offices:

Serving Austin, Texas and Travis County as well as surrounding counties, including Williamson, Burnet, Lampasas, San Saba, McCulloch, Llano, Kimble, Gillespie, Blanco, Hays, Caldwell, Bastrop, Lee, Burleson, and Washington.

The Houston, Texas office serves the entire Greater Houston area including Sugar Land, Katy, Missouri City, and Harris, Ft. Bend, Montgomery, Brazoria and Galveston counties.

We are a Debt Relief Agency. We help people file for bankruptcy relief under the Bankruptcy Code. And, have proudly done so since 1979.

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901 Mopac Expressway South, Barton Oaks Plaza One, Suite 300, Austin, Texas 78746
Phone: 512-441-1027