Chapter 7 And Chapter 13 Bankruptcy Attorney
Representing Clients Throughout Texas
At The Law Office of Michael J. Pledger, our mission is helping individuals and business owners get debt relief and a fresh start. We provide results-oriented representation in bankruptcy court designed to help our clients obtain maximum debt relief while enabling them to keep as much property as possible.
We provide legal services in matters involving:
- Chapter 7 bankruptcy
- Chapter 13 bankruptcy
- Chapter 7 for small-business owners
- Discharging tax debts
- Chapter 11 bankruptcy
- Nonbankruptcy debt relief solutions — including loan modifications and workouts
- Reaffirmation agreements
- Other debt relief matters
Experienced Texas Bankruptcy Lawyer
Michael J. Pledger has more than 30 years of experience in the field of bankruptcy. He has been certified as a specialist in consumer bankruptcy and business bankruptcy by the Texas Board of Legal Specialization. Let Mr. Pledger put his experience and knowledge to work for you.
Harness The Power Of The Automatic Stay
When we file your bankruptcy petition, the automatic stay provisions of the bankruptcy laws immediately stop repossession, foreclosure, garnishment and collection lawsuits. That will give us time to develop a debt relief plan customized to your needs. In a few short months, you will be on the path to a brighter financial future.
If filing bankruptcy is not appropriate for you or you are not eligible to file bankruptcy, we may be able to help you obtain debt relief through a workout or loan modification.
Certain debts cannot be discharged in bankruptcy, including student loans, child support debts and tax debts less than three years old. But the increased cash flow you receive after filing a Chapter 7 or Chapter 13 bankruptcy can make it easier to cover your payments for those debts and your living expenses. Get legal help today.
Free Consultation — Contact Our Firm
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code. And have proudly done so since 1979.