Austin Bankruptcy Lawyers
Chapter 7 Timeline In Texas: Start To Discharge
TL;DR In Texas, a typical Chapter 7 timeline runs about 3 to 4 months from filing to discharge in a straightforward case. The automatic stay begins immediately upon filing, the [...]
Selling A House Before Chapter 7 In Texas
TL;DR You can sell your home before filing Chapter 7 in Texas, but it is not always the safest move. While your homestead may be protected, sale proceeds can lose [...]
Behind On Car Payments Before Bankruptcy?
TL;DR When you file for bankruptcy, an automatic stay immediately stops most collection actions, including car repossession, if the vehicle has not already been taken. In Chapter 7, you may [...]
Eviction Defense: How To Use The Automatic Stay In 2026
Key Points: The automatic stay can temporarily stop eviction if you file for bankruptcy before your landlord gets a judgment. Timing matters. Once a judgment is entered, options narrow [...]
Student Loans 2026: New RAP & Bankruptcy Discharge Strategy
TL;DR: The 2026 Repayment Assistance Plan or RAP reshapes student loans by capping payments based on income and shortening forgiveness timelines. Bankruptcy discharge rules for federal loans remain strict [...]
The 2026 Federal & State Bankruptcy Exemptions Reality Check
Quick Recap: The federal and Texas bankruptcy exemptions were adjusted for inflation on April 1, 2025. These updated numbers determine what you can protect when filing in 2026. Key [...]