Austin Bankruptcy Lawyers
Protections Co-Debtors Have In Joint Bankruptcy Filings
Overview: When couples share debt, bankruptcy can provide relief, but the protections differ depending on how you file. Filing Chapter 7 jointly can clear both spouses of unsecured debt, while [...]
Credit Score Recovery For Chapter 7 Vs 13 In Austin, TX
TL;DR: Chapter 7 and Chapter 13 bankruptcies affect your credit score differently in Austin. Chapter 7 stays on your credit report for 10 years. Chapter 13 lasts for 7 [...]
Pros Of “Super Discharge” Under Chapter 13 Bankruptcy
Quick Recap: Chapter 13 bankruptcy offers something called a “super discharge,” which can eliminate certain debts not covered in Chapter 7. It includes some divorce-related obligations, fines, and penalties. For [...]
Using Chapter 13 Bankruptcy For Student Loan Hardship Relief
Quick Recap: Chapter 13 bankruptcy doesn’t wipe out student loans, but it can: Pause collection efforts and lawsuits. Lower monthly payments through a repayment plan. Allow you to prioritize [...]
Why & When To Convert Chapter 7 To Chapter 13 In Austin?
TL;DR: Converting from Chapter 7 to Chapter 13 may be a smart move given the right conditions. You’re at risk of losing property in Chapter 7. You have a [...]
Can You Redeem Your Car In Chapter 7?
Summary: In Chapter 7 bankruptcy, you may redeem your car by paying the lender its current value in a lump sum. It helps when your loan balance far exceeds [...]
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